Cash Advance Disclosure :
Approval Process: All applications will undergo an approval process to ensure the applicant has the financial capacity to fully repay their loan. This process may involve verifying your last 3 months pay stubs, bank statements, and evaluating the number of existing loans you currently hold. As part of this process, Cash & Cell Mart reserve the right to decline application if necessary. Our payday loan services are currently only available to the residents of Ontario.
Repayment Term: All Payday loan must be paid by next payday in full.
Missed Payments: If you don't make your payment, you will be charges a $20 penalty.
Repayment Example: You get a $300 payday loan for 2 weeks. You will pay $42 in charges. Total amount you will repay will be $342.
Annual Percentage Rate (APR): The annual interest rate is 365%.
Ammounts: Our payday loan rages from $100 to a maximum of $1,500.